Here’s the full guide (with direct links, verification tips, and card options) for creating and verifying a PayPal account in Ghana using a foreign-supported country:
1. Choose the Country
Two common and safe choices:
Lesotho (best for receiving & withdrawing)
South Africa
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2. Direct Signup Links
Lesotho PayPal:
South Africa PayPal:
(Open the link in Chrome incognito mode.)
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3. (Optional but Safer) Use a VPN
Connect VPN to the same country (Lesotho or South Africa).
This reduces chances of PayPal flagging your account.
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4. Sign Up
Click Sign Up for Personal Account.
Enter:
Full Name (as on your Ghanaian ID)
Email (new email, not used before on PayPal)
Password
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5. Fill in Address
For Lesotho, you can use:
City: Maseru
State/Province: Maseru
Postal Code: 100
(Phone: You can put Ghana phone number; PayPal will still send code.)
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6. Confirm Email
Open your email inbox and click the confirmation link PayPal sends you.
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7. Link a Card (For Verification & Withdrawals)
Use a Visa or Mastercard that works internationally. Common options in Ghana:
UBA Prepaid Visa Card (highly recommended)
Payoneer Mastercard
Chipper Cash Visa Card
Standard Chartered, Zenith, Ecobank, GTBank Visa cards
(Virtual cards also work if they allow online transactions.)
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8. Verify Your Card
PayPal will charge a small amount (about $1–$2).
Check your card statement (SMS/app) for a 4-digit PayPal code.
Enter that code in PayPal to confirm your card.
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9. Account Ready
You can now:
Receive payments
Send money
Withdraw to your linked card
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Tips to Avoid Limitations
1. Always log in with the same device and IP.
2. Avoid frequent VPN changes.
3. Don’t receive large payments immediately. Build history slowly.
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With this setup:
You can receive USD into your Ghana account
Withdraw directly to your linked Visa/Mastercard
